Cover Story: Trends in Investing
by Thomas Warschauer, CFP®, Ph.D.
Should we be creating universal or funded-goal portfolios; and should we encourage clients to save for goals simultaneously or sequentially?
by Francis X. Astorino, CFP®, CPWA®
Some anchoring biases are good guidelines for clients, but some could get clients in trouble. This article offers two examples, drawn from experiences with the author’s clients.
by David Blanchett, CFP®, CFA
Results of this research suggest that using a goals-based framework to determine which client goals to fund and how to fund them can lead to a 15.09 percent increase in utility-adjusted wealth.