A core benefit of FPA membership is FPA's group plans, offered in partnership with Ryan Insurance Strategy Consultants. FPA members have access to some of the best rates available, whether for disability, term life, health, or dental and vision.
NEW! FPA Group Health Plan
Program benefits:
National* association health plan
Level premium self-funded plans for groups of 2-50 employees (minimum varies by state)
Underwritten by National General** (medical underwriting required), with support to members via Broker Source† and RISC
Rates are composite, not age-based, with rates approximately 25%*** lower than comparable Affordable Care Act (ACA) plans
Customized group health plans with different co-pays and deductibles
Short-term medical plans, medi-gap products and HSA plans are available
LEARN MORE ABOUT THE FPA GROUP HEALTH PLAN!
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*Due to individual state regulations, plans are not yet available in DE, HI, MT, NC, NH, NY and DC.** National General Benefits Solutions, incorporated in 1965, focuses on providing small- and mid-sized employers with benefits options previously only available to large employers – helping employers lower costs while providing quality benefits to their employees.*** Potential savings based on standard, level premium self-funded product rates compared to similar ACA rated products.Ɨ Broker Source has been selected by Ryan Insurance Strategy Consultants to provide the administration for the FPA Group Health Plans.
FPA Long-Term Disability Insurance
Program benefits:
Up to $20,000 of monthly disability benefit
90-Day elimination Period
Own occupation benefit to age 65 (or beyond; based on age at disability)
Inflation protection
Retirement annuity benefit
Assisted living benefit
Residuals/Trails/AUM fees includable in earnings and no reduction in benefits for Residuals/Trails/AUM fees received while totally disabled
24 month return to work incentive
Underwritten by The Standard
- New members have 60 days to enroll after joining FPA.
- Members: Access more information on this program
- Not a member? Learn more about joining FPA
"The coverage for the price is a good value, especially if you're self-employed. With guaranteed issue and easy online enrollment, I think this is one of the best benefits offered by FPA."Jeffrey N. Tomaneng, CFP®, CLU, ChFCBoston, MA |
"I think it's especially beneficial for women considering individual LTD policies cost far more for women than men. I feel good knowing that I have a decent amount of coverage for a relatively low cost should I ever have to file a claim. I supplemented this policy with an individual policy to maximize my coverage."Kelly Stanley CFP®, MBAChicago, IL |
"I applied for this coverage as soon as it began. I am saving around $350/month and getting much broader coverage than I had with my previous individual plan."Rebecca Crandall CFP®Corte Madera, CA
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FPA Term Life Insurance
Program Benefits:
Up to $500,000
$250k base life/$250k AD&D of group life insurance
AD&D included
Spouse and family coverage
Guaranteed issue - currently this is only available to members who are within their one-year anniversary 60-day window
New members must wait one full year to enroll after joining FPA.
Current members will have 60 days to enroll upon their one-year FPA anniversary.
Members will be notified of any additional open enrollment periods as they are available.
FPA Group Dental and Vision Insurance
- Not a member? Click here to learn more about joining FPA.
