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​​​​​​​​​​​​​​​​​​​​​​​​​​A core benefit of FPA membership is FPA's group plans, offered in partnership with Ryan Insurance Strategy Consultants. FPA members have access to some of the best rates available, whether for disability, term life, health, or dental and vision. 

Visit​ for more details.​

NEW! FPA Group Health Plan​

  • Program benefits:

    • National* association health plan 

    • Level premium self-funded plans for groups of 2-50 employees (minimum varies by state) ​

    • Underwritten by National General** (medical underwriting required), with support to members via Broker Source† and RISC​

    • Rates are composite, not age-based, with rates approximately 25%*** lower than comparable Affordable Care Act (ACA) plans 

    • Customized group health plans with different co-pays and deductibles

    • Short-term medical plans, medi-gap products and HSA plans are available​


*Due to individual state regulations, plans are not yet available in DE, HI, MT, NC, NH, NY and DC.
** National General Benefits Solutions, incorporated in 1965, focuses on providing small- and mid-sized employers with benefits options previously only available to large employers – helping employers lower costs while providing quality benefits to their employees.
*** Potential savings based on standard, level premium self-funded product rates compared to similar ACA rated products.
Ɨ Broker Source has been selected by Ryan Insurance Strategy Consultants to provide the administration for the FPA Group Health Plans.

FPA Long-Term Disability Insurance​

  • ​​​Program benefits:

    • Up to $20,000 of monthly disability benefit

    • 90-Day elimination Period

    • Own occupation benefit to age 65 (or beyond; based on age at disability)

    • Inflation protection

    • Retirement annuity benefit

    • Assisted living benefit

    • Residuals/Trails/AUM fees includable in earnings and no reduction in benefits for Residuals/Trails/AUM fees received while totally disabled

    • 24 month return to work incentive

      Under​​​written by The Standard

  • New members have 60 days to enroll after joining FPA.
  • Members: Access more information on this program
  • ​Not a member?  Learn more abou​t joining FPA​

​Testimonials from current FPA members regarding their Long Term Disability insurance:

​​"The coverage for the price is a good value, especially if you're self-employed. With guaranteed issue and easy online enrollment, I think this is one of the best benefits offered by FPA."

​Jeffrey N. Tomaneng, CFP®, CLU, ChFC

Boston, MA

​"I think it's especially beneficial for women considering individual LTD policies cost far more for women than men. I feel good knowing that I have a decent amount of coverage for a relatively low cost should I ever have to file a claim. I supplemented this policy with an individual policy to maximize my coverage."

Kelly Stanley CFP®, MBA

Chicago, IL

​"I applied for this coverage as soon as it began. I am saving around $350/month and getting much broader coverage than I had with my previous individual plan."

Rebecca Crandall CFP®

Corte Madera, CA​​

FPA Term Life Insurance

  • ​​​Program Benefits:

    • Up to $500,000

    • $250k base life/$250k AD&D of group life insurance

    • AD&D included

    • Spouse and family coverage

    • Guaranteed issue - currently this is only available to members who are within their one-year anniversary 60-day window


FPA Group Dental and Vision Insurance

  • ​​Program ben​​efits:

    • Available to FPA members and their employee​s

    • PrimeStar dental plans feature:

      • ​​​No waiting periods on most services with the choice of network or non-network plans (MAC or UCR)
      • No increase in rate for seniors 65+
      • No deductible for preventative services
    • PrimeStar vision plans feature:

      • No waiting periods with immediate coverage
      • The choice between VSP or EyeMed - two of the largest vision networks
      • No deductible for preventative services