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​​​​​​​​​​​​​​​​​​​​​​​​​Two core benefits of FPA membership are FPA's Long Term Disability group insurance program and FPA's Term Life group insurance program. Offered in partnership with Ryan Insurance Strategy Consultants, FPA's LTD program is underwritten by The Standard and has been steadily increasing in popularity since 2009 due to the industry-leading voluntary disability benefits and discounted premiums. 

Visit​ to get more details.​

FPA Long Term Disability Insurance​

  • ​​​Program benefits:

    • Up to $20,000 of Monthly Disability Benefit

    • 90 Day Elimination Period

    • Own Occupation Benefit to age 65 (or beyond- based on age at disability)

    • Inflation Protection

    • Retirement Annuity Benefit

    • Assisted Living Benefit

    • Residuals/Trails/AUM fees includable in earnings and no reduction in benefits for Residuals/Trails/AUM fees received while totally disabled

    • 24 Month Return to Work Incentive​​​

  • New members have 60 days to enroll after joining FPA.

  • Members can click here to access more information on this program.

  • Not a member?  Click here​ to learn more about joining FPA.


FPA Term Life Insurance

  • ​​​Program Benefits:

    • Up to $500,000

    • $250k base life/$250k AD&D of Group Life

    • AD&D Included

    • Spouse and Family Coverage

    • Guaranteed Issue - currently this is only available to members who are within their one-year anniversary 60-day window.

  • New members must wait one full year to enroll after joining FPA.

  • Current members will have 60 days to enroll upon your one-year FPA anniversary. FPA completed the first open enrollment period in 2014 for all eligible members. Members will be notified of any additional open enrollment periods as they are available. 

  • ​Members can click here to access more information on this program.
  • Not a member?  Click here​ to learn more about joining FPA.


FPA Group Dental and Vision Insurance

  • ​​Program ben​​efits:

    • Available to FPA members and their employee​s

    • PrimeStar dental plans feature:

      • ​​​No waiting periods on most services with the choice of network or non-network plans (MAC or UCR)
      • No increase in rate for seniors 65+
      • No deductible for preventative services
    • PrimeStar vision plans feature:

      • No waiting periods with immediate coverage
      • The choice between VSP or EyeMed - two of the largest vision networks
      • No deductible for preventative services
  • Members can click here​ to access more information on this program.

  • Not a member?  Click here​ to learn more about joining FPA.​
​Testimonials from current FPA members regarding their Long Term Disability insurance:

​​"I subscribe. The coverage for the price is a good value, especially if you're self-employed. With guaranteed issue and easy online enrollment, I think this is one of the best benefits offered by FPA."

​Jeffrey N. Tomaneng, CFP®, CLU, ChFC

Boston, MA

​"I took advantage of this coverage. I think it's especially beneficial for women considering individual LTD policies cost far more for women than men. I feel good knowing that I have a decent amount of coverage for a relatively low cost should I ever have to file a claim. I supplemented this policy with an individual policy to maximize my coverage."

Kelly Stanley CFP®, MBA

Chicago, IL

​"I applied for this coverage as soon as it began. I am saving around $350/month and getting much broader coverage than I had with my previous individual plan."

Rebecca Crandall CFP®

Corte Madera, CA​